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Website policy

Privacy notice

Effective September 4, 2026

ScopeInformationUseSharingChoicesChanges

Current setup: This website has no inquiry form, account system, advertising tracker, or site-owner analytics. Do not send confidential information through the website.

Scope

This notice explains how Harbor Light Research handles information connected with this public website. A client engagement may involve additional information and will be governed by the applicable agreement and professional correspondence.

Information that may be processed

Website delivery and security data

The hosting and network providers that deliver this website may automatically process technical information such as internet protocol address, browser and device type, requested page, date and time, referring page, and security events. Harbor Light Research does not use this website to build advertising profiles.

Information you provide outside the website

If you contact Harbor Light Research through an existing professional channel, the information you choose to provide may include your name, organization, role, contact details, mandate description, and correspondence. Do not provide account credentials, trading authority, payment-card information, or unnecessary sensitive personal information.

Cookies and similar tools

Harbor Light Research does not currently set site-owner advertising or analytics cookies on this website. Essential infrastructure may use short-lived technical measures for security, traffic routing, or abuse prevention.

Why information may be used

  • To operate, secure, and maintain the website.
  • To respond to a professional inquiry made outside the website.
  • To evaluate, establish, and administer a possible engagement.
  • To meet legal, tax, accounting, compliance, and recordkeeping duties.
  • To protect rights, prevent fraud, and address security incidents.

Service providers and disclosure

Information may be processed by providers that support hosting, security, communications, document storage, accounting, or professional advice. Information may also be disclosed when reasonably required by law, legal process, regulation, or to protect rights and safety. Harbor Light Research does not sell personal information collected through this website.

Retention and security

Information is kept only as long as reasonably needed for the purpose for which it was collected, legitimate business records, dispute resolution, or legal duties. Reasonable safeguards are used, but no website, email, or storage system can be guaranteed secure.

Your choices and rights

Depending on where you live, you may have rights to request access, correction, deletion, restriction, or a copy of certain personal information, or to object to certain processing. These rights may have exceptions. Privacy questions or requests should be sent through the professional contact details included in your engagement, existing correspondence, or the LinkedIn profile linked from this website.

Children

This website and Harbor Light Research’s services are not directed to children. Harbor Light Research does not knowingly seek personal information from children through this website.

External links and international processing

If this website later links to a third-party site, that site’s own terms and privacy practices apply. Information may be processed in the United States or another country where a service provider operates, and privacy rules may differ from those in your home jurisdiction.

Changes to this notice

This notice may be updated when the website, providers, or legal requirements change. The effective date above will be revised when a material update is published.

Harbor Light Research
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Harbor Light Research provides non-discretionary investment research—not brokerage, custody, trade execution, or discretionary management. Website content is general information, not personalized investment advice, an offer, or a promise of results. Investing involves risk, including loss of principal. Read the full disclosures.

© 2026 Emile Behrtel, trading as Harbor Light Research.

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